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FAQ section
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If your hospital is a nonprofit, ask for its Financial Assistance Policy. Gather proof of income and household size, fill out the application, and submit it within 240 days of your first bill. If your income fits their guidelines, your balance can be reduced or forgiven. If you are not at a nonprofit, request an itemized bill, compare to your EOB, and ask for a payment plan you can afford
Ask for the itemized bill, compare to your EOB, and check if your hospital is a nonprofit. If it is, download the Financial Assistance Policy and appy within 240 days.
Use the FPL Cheat Sheet to find your income level. May nonprofits give free or discounted care if your income fits their policy
Nonprofit hospitals cannot send you to collections before 120 days from the first bill while you are applying for help.
Call your state Medicaid office to confirm status, ask why it changed, update paperwork, and ask about retroactive coverage. Use the Lost Medicaid Coverage Toolkit for the steps.
Ask for a payment plan you can afford and use the Negotiation Phrases free guide to get fair terms.